Sunday, June 24, 2012

Is Banner Advertising Better Than PPC? | Internet Contents

Banner advertising was around long before Pay Per Click (PPC) advertising, and it?s no big news that PPC is the new dominant advertising tool for many businesses. After all, PPC is laser focused and very direct in working to draw a very specific customer type to your site.

Banner advertising has been described by some as being akin to the dodo bird. In essence the feeling among some is that this kind of advertising is nearing a point of extinction and may be remembered with warm fuzzies, but may not be missed.

However, a quick trip into the depths of cyber space and you will find all kinds of banner ads, and major corporations develop and use them.

Do they know something you don?t?

I think what some of these corporations do know is that banner advertising can move beyond simple static graphics. In essence many banner ads today are being developed to include bold interaction that may appear as a game or perhaps as a mini movie.

These banner ads serve a unique niche for the visually oriented consumer.

The use of banner advertising may be used when the advertising business has a fairly clear understanding of the benefit of advertising on a specific site or sites. For instance if a site draws thousands of visitors a day and your product or service fits the demographic of the site then using banner ads that can help the visitor visualize something more then PPC text has the ability to facilitate a better Return on Investment (ROI).

If PPC is the ?everyman? advertising method then the new generation of banner ads is for the expert advertiser. Banner ads can help you motivate potential customers to visit your site from the confines of a site they trust and a site you value for their ability to generate traffic to your site.

Banner advertising is also good for an industry specific website. If there is a site that is in concert with your business goals and directives it might make sense to look into using banner advertising on their site.

While banner advertising is not as laser focused as PPC it can be a significant help if you are willing to do your own research to see what sites may best benefit your business.

There are still banner exchange programs, but they are often meaningless in that they may send some customers to your site, but they aren?t targeted and the individuals may not be especially motivated beyond initial curiosity. Besides you may be required to place banner advertising on your site that doesn?t really fit with your demographic (or potentially objectionable) just to participate in the banner link exchange.

There is also the question of banner ad development. Unless you are especially skilled in graphic design you may need to outsource the banner ad development from a third party.

You may be able to access a low-cost or no-cost banner ad through a site like http://www.logobogo.com, but a banner ad will need to be created in either a visually static display or a flash designed banner with very specific dimensions.

So, to recap ? the banner advertising of today requires a greater sense of business research to find the best fit for your advertising dollar and banner development is something you will need to develop as you begin to look into what possibilities exist in this refreshed advertising medium.

Is Banner Advertising Better Than PPC?

Scott Lindsay is a web developer and entrepreneur. He is the founder of HighPowerSites and many other web projects.

Make A Website in minutes with HighPowerSites or Build A Website with BuildAGreatSite.

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NCAA: 6-man San Beda stuns Arellano

By Mark Giongco
INQUIRER.net

MANILA, Philippines?Six-man San Beda shocked Arellano, 81-71, Sunday in the men?s basketball tournament of the NCAA Season 88 at the FilOil Flying V Arena in San Juan.

Yvan Ludovice, who played all 40 minutes, and Arthur de la Cruz led the Red Lions with 18 points each.

?It was all about heart,? awed San Beda head coach Ronnie Magsanoc said. ?It was a huge challenge that they were able to overcome.?

Nine of San Beda?s players were suspended due to an off-season incident.

The Red Lions trailed early in the game as the Chiefs shot lights out from three with 10-of-17 shooting in the first half.

Despite that, San Beda kept within striking distance and turned things around in the third quarter sparked by De la Cruz and timely baskets by Jon Villaruz for a 63-54 gap heading into the final period.

Arellano pulled to within five thrice after San Beda rolled to a 58-46 advantage on a Dave Moralde floater.

Francis Abarcar, whom Magsanoc revealed as only a late addition to the team, fired all of his points in the payoff period.

Rocky Acidre and Jon Pinto scored 16 points apiece for the Chiefs.

Arellano hit 10 triples in the first half but missed all of its 10 attempts in the second half.

San Beda pulled through even with just five players as lone big man Antonio Bonsubre fouled out with still 7:19 left in the fourth quarter.


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Tags: Basketball , NCAA , San Beda , Sports

Factual errors? Contact the Philippine Daily Inquirer's day desk. Believe this article violates journalistic ethics? Contact the Inquirer's Reader's Advocate. Or write The Readers' Advocate:

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Saturday, June 23, 2012

NBCNewYork: Mayor Cory Booker helps Newark pedestrian hit by car. http://t.co/hzaAW44u

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FedEx gets amped about electrifying its step vans

FedEx gets amped about electrifying its step wagons

If, like ours, your ears are finely tuned to the sound of the delivery van's engine, prepare for lots more collection slips. FedEx is working with gas-to-EV converters, Amp, to switch some of its wagons over to the electric side of the fence. At the moment, just two vehicles will be ditching the diesel, but should the Washington, D.C.-based testing go well, it could lead to a further 9000 vans getting the petro-snip. Amp Electric Vehicles identified fleets such as FedEx's as ideal candidates for the conversion, based on the shorter daily range requirements and typically poor gas mileage. Good news and all, and we admire the firm's forward thinking, but how are we going to hear our latest impulse-purchase coming round the corner now?

FedEx gets amped about electrifying its step vans originally appeared on Engadget on Sat, 23 Jun 2012 17:02:00 EDT. Please see our terms for use of feeds.

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Kardashian for Senate? Fake reporter says so

Playing a fake news reporter, comic Dan Hodapp interviews an unsuspecting New Yorker in Washington Square Park,

By Courtney Garcia, msnbc.com contributor

Proving not only that people will believe anything a reporter says, but also that a lot of folks don?t pay much attention to current events, one fake journalist has fooled New Yorkers into buying some pretty fanciful stories.

?Kim Kardashian has announced her candidacy for the California State Senate, what do you think about that?? supposed reporter Mike Holland, played by comic Dan Hodapp, asks one man.

The man, surprisingly, retorts, ?I?d vote for her if I was in California.?

Holland later informs another man that President Obama has ?fired the U.S. Senate,? and asks for thoughts on the matter.

?Actually, I hadn?t even heard that, embarrassingly enough,? the guy responds.

The show, titled ?Fake News Prank,? is part of a larger series known as ?Prank News Network? on humor site Jest.com. According to editor-in-chief Jeff Rubin, his team came up with the idea to dupe uninformed New Yorkers ?when they saw how little people actually knew about the Occupy Wall Street movement.

"During one of our writing meetings, we were discussing how most people probably have a strong opinion on Occupy Wall Street, even if they've lost track of the story and no longer know what's actually going on,? Rubin told msnbc.com. ?That seemed inherently funny to us. We talked it through for a while, and ultimately ended up with the idea of asking people for their opinions on stories that they couldn't possibly know anything about?-- because they were fake?-- and seeing how they responded."

Subjects on the show range from pop culture nonsense like the Vatican granting football quarterback Tim Tebow sainthood to faux breaking news that Germany invaded Poland. Rubin says a few people were initially skeptical, but became convinced by Holland?s straightforward demeanor.

As evidenced in the final cut, people fall for the fake news eveoften. Some targets even pretended that they were previously up to speed on the invented situations.

?The Germany and Poland thing is still pretty fresh,? a young woman observes. ?I guess we?re going to see how it rides out.?

Rubin says the show isn?t intended to be a criticism of the media, though he realizes people might interpret it that way. More so, it?s an aim to create original and imaginative online entertainment that relates to viewers and the issues being discussed in the social community. The videos provide a quick and witty spin on daily news, and are often produced in less than a day?s time.

?That's about how long you have before people have moved on from that story and onto something else,? Rubin added. "There are so many choices for online entertainment that it's not enough to just be funny, you also have to make sure that your content has a point of view that people relate to and will want to share with friends.?

Would you be fooled? Tell us on Facebook.

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Big banks still at risk of losing customers, report shows

By Herb Weisbaum, The ConsumerMan

Successful businesses know how to make their customers happy. Apparently, many of the nation?s big banks still have not learned that lesson. A new report from Javelin Strategy & Research shows a high percentage of account holders are unhappy enough to consider pulling their money.?

The report concludes that the banking industry ?remains highly vulnerable to switching? as customers weigh fees and convenience.?

About 11 percent of the people surveyed in March 2012 say they are ?very likely or likely? to switch financial institutions in the next 12 months. Javelin says these ?vulnerable customers? are valuable customers. They manage a total of $675 billion in deposits.?Even more significant, their average deposits are 30 percent higher than customers who have no intention of leaving.?

The report says customer dissatisfaction runs high at four megabanks: Bank of America, Chase, Citibank and Wells Fargo. But Citibank and Bank of America have a ?far higher risk? of losing customers than their rivals.?

?Those two banks have double the vulnerability of banks overall,? says Javelin senior analyst Mark Schwanhausser.?

About 25 percent of Citibank customers and 21 percent of Bank of America customers told Javelin they are ?very likely or likely? to switch primary financial institutions in the next year.?

Bank Transfer Day fizzled, but ??
Remember November 11, 2011? It was the day American consumers were going to teach the big banks a lesson. We?d make them pay for their arrogance and ever-higher fees by moving our money to community banks and credit unions.?

The Javelin report calls Bank Transfer Day ?a bust? because only three percent of the country?s bank customers switched financial institutions during the fourth quarter.?The report says that rate was unchanged from the previous quarter and ?generally consistent? with previous periods.?

?Certainly people opened up accounts at smaller institutions, maybe added some deposits, and many credit unions are happy as a result of that,? Schwanhausser says. ?But from the viewpoint of where do people do most of their banking, they stuck around at the same places.??

It seems changing banks is a lot like moving. You hate the leaking faucets and the old carpet in your apartment, but you just can?t deal with the hassle of packing up everything.?

In a report released last month, Consumers Union said customers face a series of obstacles that make it a hassle to change banks.?It can be a pain to switch direct deposit and automatic bill pay transactions. There may also be a fee to close the account.?

Consumers Union visited the websites of the top 10 banks and found that they don?t give clear instructions about how to close an account. In many cases, secret shoppers who contacted the banks got conflicting advice from different representatives of the same bank.?

"When it's too much of a pain to switch banks, then where is the incentive for the big banks to keep prices competitive or offer the kind of services you want?" asks Consumers Union staff Attorney Suzanne Martindale.?

Javelin found that people are willing to pay for specific bank services when they believe they?re getting something for their money. These include money orders, cashier?s checks, safe deposit boxes and mobile deposit (where you take a picture of a check and deposit it).?

The giant banks are still the first place people look to for the convenience of branch locations and ATMs. But Javelin tells them not to get complacent, because large numbers of customers are not happy.?

The report says to remain successful, financial institutions big and small need to emphasize self-service technology, such as online banking, bill pay, personal finance management, financial alerts, and funds transfers.?Mobile banking, mobile deposit, and mobile-imaging capabilities are also considered important because they give customers anytime/anywhere?control of their money.?

My two cents?
Yes, it takes time a little time and it may cost you a few dollars to switch financial institutions. But if you don?t like the one you have, find a new one. Bank protests won?t bring about change. If you really want to send a message: vote with your wallet.?

For consumer tips on switching banks, see Consumers Union?s Move Your Money Checklist. ?

Some of the new regulations on banks have been eating into their profits which means they're finding new ways to make money: by charging additional fees. NBC's Lisa Myers reports.

More money and business news:

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Friday, June 22, 2012

What Your Brain Looks Like When You Lose Self-Control

Copyright ? 2012 National Public Radio?. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required.

IRA FLATOW, HOST:

Ever wonder why you worked so hard to avoid the lasagna at dinner only to give in to your craving for not one but two helpings of cake for dessert? Well, new research may hold some answers to this vexing question. A new study in the Journal of Consumer Psychology confirms what we've been - what we've known for some time, and that is each of us has an internal reservoir of self-control. We have a reservoir of self-control that it depletes. Every time we resist a temptation, we use a little bit of it up.

But for the first time, researchers have taken pictures of the brain to show what was happening when a person exerts and then loses self-control. Dr. William Hedgcock was a co-author of the study. He is a neuroscientist and assistant professor of marketing at the University of Iowa. He joins us from Denver. Welcome to SCIENCE FRIDAY.

DR. WILLIAM HEDGCOCK: Oh, thanks for having me.

FLATOW: Well, first, let me back up a bit because I think it would be surprising to most people to learn that we actually have a reservoir of self-control.

HEDGCOCK: Sure. So this is a theory called regulatory resource depletion. And like you said, when people exert self-control, what we see is people have a hard time exerting self-control later, so this idea of one resource may be, you know, not intuitive. But I think most of us have had this sort of experience where you exert self-control at one point and then end up succumbing to temptation later.

FLATOW: Mm-hmm. And where is that center of self-control?

HEDGCOCK: Well, what we're finding is that the center seems to be the dorsolateral prefrontal cortex, so it's an area that's sort of near the temple and underneath the temple of your head.

FLATOW: Hmm. And how do we know that that's where it is?

HEDGCOCK: Well, so we ran an fMRI study where we had subjects come into the scanner. They first exerted self-control, and we saw them having activation in areas like the dorsolateral prefrontal cortex and the anterior cingulate cortex. And this is what, you know, we would have expected. Then we had them exert self-control later on a subsequent task, and we saw less activity in this dorsolateral prefrontal cortex area.

FLATOW: So it had been depleted in - some of their self control was gone.

HEDGCOCK: Yeah. So we saw behaviorally that they have less self-control, and that seemed to be correlated with the fact they had less activity in that area.

FLATOW: Now, is the reservoir a reservoir of chemicals? Is it a reservoir of neurons? What exactly is the reservoir?

HEDGCOCK: So we don't really know that yet. We do know that there's less activity in that area. It seems unlikely that it's a neurotransmitter, for instance, but we would need some follow-up studies to find out exactly why is it less active there.

FLATOW: Mm-hmm. And what kind of test do you do when you test people for their self-control? Do you put pie in front of them and say, you can only have one bite or what?

HEDGCOCK: Well, that certainly - some people do that. So we'll put people in front of brownies or something and then see later, would they like to choose brownies versus a healthy snack or - also, we test them on things like, will they perform well on a cognitive task. But in the scanner, we couldn't do that. It's difficult to, you know, put a pie next to a person in the scanner.

(LAUGHTER)

HEDGCOCK: So what we did was something a little bit more sterile than that. We had them look at a fixation point on a screen, and we flash words underneath the fixation. And the words would move around and - but they're very close to the fixation. We told subjects to ignore them and definitely not read them, but this was difficult or, for the most part, impossible for subjects to do. So it required self-control on their part to not read the words.

FLATOW: Don't think of pink elephants.

HEDGCOCK: Yeah. Well, so that's another version of - or another way to manipulate self-control. You could have him not think about elephants, which is difficult to do once we mention it to you.

FLATOW: Right. 1-800-989-8255. Talking with Dr. William Hedgcock about exerting self-control. And so can you actually tell at the moment by looking at the scan when, uh-oh, they've lost their self-control?

HEDGCOCK: Well, what we saw was sort of a gradual depletion over time. We didn't see a particular timeframe. And by the way, our subjects sometimes were able to exert self-control later. It's not like they completely lost it. They were just less able. They just occasionally would succumb to temptation more frequently than when they were not depleted.

FLATOW: Mm-hmm. Let's see if we can get a phone call in here from Bill in Loma Linda, California. Hi, Bill.

BILL: Hi there. Thank you for taking my call. I love your show.

FLATOW: Thank you.

BILL: I'm really interested in this subject, neuroscience and self-control. And you guys - it's fascinating. I was wondering just - if your guest speaker had any idea or any speculation on how we can maybe improve self-control or modulate the self-control, you know, maybe modeling it in an animal study and then improving self-control.

FLATOW: Yeah, because you got to - you're going to bet I'm sure, and let me ask Dr. Hedgcock about this, that the pharmaceutical companies would be very interested in a pill, right?

HEDGCOCK: Well, I think the pharmaceutical, you know, companies and also, you know, just people or policy makers in general. You know, we just ran a quick behavioral experiment to see what would happen and it seems pretty simple, but what we had people do is think about ways they would actually execute control. So we went to a gymnasium. We had people coming out who had this sort of fitness goal or eating healthy goal, and we would just have them think about ways that they would execute that. So come to the gym three times a week or, you know, eat healthy and not - versus unhealthy foods. And that would slightly improve him.

We don't think that - we don't think that it replenished the resource, so to speak, but it was sort of a crutch. It would just make it easier to exert control. But, as you mentioned, this idea of pharmacological interventions, it, you know, it's too early to tell exactly what would be useful. But these brain images provide us at least with some direction on where we should look.

FLATOW: Mm-hmm. Do you know how it's replenished? Did you image participants' brains after a period of time to find out?

HEDGCOCK: No, we didn't do that. It would seem to take a while. Right now, all we know that will help you is to take a break. So just do something that doesn't require self-control. You know, if you take a nap or if you are somewhere where its easy to exert self-control so that you don't sort of tire it out, it seems that people are able to replenish is that way.

FLATOW: I guess it's sort of like the - what people tell you if, you know, take yourself out of that situation that's giving you loss of self-control.

HEDGCOCK: Yeah, that's correct. And not only will it help you right there at that situation, but it might help you later when you're trying to exert self-control in a later time when it's harder to avoid temptation.

FLATOW: So have you found that you can practice self-control?

HEDGCOCK: So I have not personally run that study, but we do know other researchers have to look to that and found that if you practice self-control, you're able, actually, to strengthen this or improve your resource so that you'll have a better ability to not wear out over time.

FLATOW: It's like the muscle theory, right? If you use your muscle over and over again, you strengthen it.

HEDGCOCK: Yeah. At least in these two ways, this sort of muscle analogy seems to fit with how your regulatory resources worked.

FLATOW: Let's go to Austin in Sand Point, Alaska. Hi, Austin.

AUSTIN: Hey...

FLATOW: Hey there.

AUSTIN: ...thanks for taking my call.

FLATOW: You're welcome. Go ahead.

AUSTIN: Hey. I had - I study theology as a pastor, and I was curious: did you notice anything like correlations between people with the religious convictions and increased self-control or decreased self-control or anything like that?

HEDGCOCK: You know, I'm sorry to say, we did not end up looking at that - that's an interesting question - things like, you know, religiosity or personality traits or gender. Honestly, the things that we've looked at, when we have looked at those, they don't tend to be a very big predictor. But I haven't specifically looked at religion.

FLATOW: All right. Thanks for calling, Austin. Can you - if you looked at an image of the brain - a brain scan of somebody, can you tell from looking at the scan how much self-control they have or have - how much reservoir they have left?

HEDGCOCK: No, we can't do that. I'm sure people would be interested. You know, just because an area of the brain is bigger, it doesn't necessarily mean that it would be, you know, more, you know, stronger, let's say. So, a large deal of KFC or small, it doesn't tell us that people are better able at exerting self-control. I suppose the only media exception to that would be if someone has brain damage to an area, so particularly taking out that area, then you might be able to predict that they'd be very bad at self-control.

FLATOW: We have a tweet from Kaye McKenzie(ph), who says: I wonder if this could help alcoholics, and the like, to resist temptation?

HEDGCOCK: So things like alcoholism are a little bit different. But certainly, with the idea of when they are trying to resist temptation that this could help them out.

FLATOW: This is SCIENCE FRIDAY from NPR. I'm Ira Flatow talking with Dr. William Hedgcock, author - co-author of a study about self-control. Let's see if we can get to another phone call or two. But before I get to that, and the second part of your study, you looked at ways to intervene and make people aware of the consequences of the choices that they were making. Were they less likely to lose self-control with this kind of intervention if they knew the consequences?

HEDGCOCK: So if we had them think about consequences, it did not seem to help them too much. On the other hand, if we had them think about ways that they would actually execute control, it did help them. And in particular, we had them choosing from tempting versus, you know, healthy snacks, and we saw that their snack behavior would change if they thought about ways that they could make better decisions.

FLATOW: Mm-hmm. Did you try to distract them at all and see if that would bring self-control, a little bit, back?

HEDGCOCK: No. So we did not look at distracting them later. Often, we would use a distraction sort of thing to diminish their ability to their self-control.

FLATOW: Mm-hmm. Go the phones, to Jamie(ph) in Cleveland. Hi, Jamie.

JAMIE: Hi.

FLATOW: Hi there.

JAMIE: Thank you for taking my call.

FLATOW: You're welcome.

JAMIE: I remember hearing an article on NPR, once, that - about a study to a - with dieters. And they had people think about very specifically eating M&M's, and the crunching and the taste and swallowing. And then afterwards, the control group that was not told to think about eating M&M's had way too bit - ate way more M&M's than the people who thought about it. And I was just wondering what you think the self-control, and if you can trigger a brain into having more self-control by thinking - by making it think we've already given it.

FLATOW: Sure.

HEDGCOCK: Actually, I believe - if I'm thinking of the same study you're talking about, I believe what they're doing is satiating people. So basically, if you're imagining eating, you know, M&M after M&M, eventually, even though you're just thinking about it, it can make you start to think that you're getting tired of eating them. So this sort of, you know, perceptual satiation is happening. So, you know, if you had them, for instance, eat just two or three, it might actually make them more - make it harder to resist temptation. But after eating 30 or 40, they start to think, well, I don't find these very appetizing anymore. I'd prefer not to eat them. So it's definitely possible to sort of mentally, to convince yourself to eat more or less that way.

FLATOW: Mm-hmm. Let me see if we get more question from Molly in Washington, D.C. Hi, Molly.

MOLLY: Hi, guys. Thanks for taking my call.

FLATOW: Mm-hmm.

MOLLY: So I read a book, last year, called, "Willpower," exactly on this topic, and its central premise was that you can improve that depleted resource of willpower/self-control, as we're calling it in this study here, through glucose. And I was wondering if the author could talk about that. They proved, in my mind, pretty positively that a regular intake of glucose, not necessarily super sugary substance, but that base, I guess, willpower generator, could really improve your discipline.

FLATOW: All right. Let's get an answer. Thanks for the question.

MOLLY: Sure.

HEDGCOCK: So I believe that that book and the study was someone named Roy, excuse me, Roy Baumeister did that research. And they have found that if you have people drink sugary substance, that can end up increasing people's self-control. Our study does not directly address that. I guess, our results are consistent with that, and that we less activation in the brain and that could hypothetically be from lack of glucose. But at this point, all we can say is that there's just less activity in that part, and we don't know why.

FLATOW: As an assistant professor of marketing, do you think that marketing people would love them to convince you how to lose self-control and go on and buy their product?

HEDGCOCK: Yeah, so it's certainly possible. That's one way that marketers could use this information. Actually, there's just as many marketers who would like to improve your self-control, so you could think about, you know, fitness clubs or diet companies, or, you know, particularly finance companies or retirement savings. You know, they could only make money if you actually do exert self-control, and we hoped they'd find it useful to figure out and how to improve that.

FLATOW: Dr. Hedgcock, thank you very much for taking time to be with us.

HEDGCOCK: Oh, thanks for having me.

FLATOW: Have a good weekend. William Hedgcock, neuroscientist and assistant professor of marketing at the University of Iowa, also co-author of a study in the Journal of Consumer Psychology.

If you missed any part of our program, go to our website, go to iTunes, subscribe to our Podcast, audio and video, and go to our website at SCIENCE FRIDAY, and take scifri along with you on our iPhone and Android apps. And we continue a weeklong discussion on Twitter, @scifri. And also growing, growing audience at our Facebook page at scifri, and you're welcome to join us there and on our website at sciencefriday.com. Have a great weekend. We'll see you next week. I'm Ira Flatow in New York.

Copyright ? 2012 National Public Radio?. All rights reserved. No quotes from the materials contained herein may be used in any media without attribution to National Public Radio. This transcript is provided for personal, noncommercial use only, pursuant to our Terms of Use. Any other use requires NPR's prior permission. Visit our permissions page for further information.

NPR transcripts are created on a rush deadline by a contractor for NPR, and accuracy and availability may vary. This text may not be in its final form and may be updated or revised in the future. Please be aware that the authoritative record of NPR's programming is the audio.

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